mOST cOMMON ASKED QUESTIONS:
Remodel To Sell Program:
The Remodel To Sell Program is designed to HELP ANY HOMEOWNER that is looking to make more money on the sale of their home with NO Out of Pocket Expense!
We handle everything! And we mean everything. America's Private Investments will finance the materials, labor, and advertising to market and sell your home. Not only that, but YOUR Remodel To Sell Expert coordinates the Remodel, Installation teams, and the Real Estate Broker making it completely hands-off for you!
REMODEL TO SELL:
Q: How does my home qualify? The qualification process is really simple. We compare the current AS-IS Value against the REMODELED Value and take into consideration the condition of the home. We provide you a profit analysis 72-hours after the initial walk-through.
Q: Does my home have to be vacant? No. We will work around your situation. In most cases we complete a level prior to moving onto the next level. Our team of contractors have completed numerous whole house remodels. The majority of the time clients enjoy the process.
Q: How long does the remodel take? Each situation is unique. The average is usually 4-12 weeks. General updating is usually two to four with the more intensive maxing out around twelve weeks.
Q: Is there really no money out of my pocket? Zero. America's Private Investments will pay for the materials, labor, and advertising to market and sell your home. We are compensated from the proceeds paid at the closing table.
Q: What if I absolutely love the Remodel and want to KEEP my Home? You have 45-Days to Refinance at the Completion of the Remodel and pay off your balance.
Q: How Can You Make Sure my House Will Sell for What You Tell Me It Will? If we did our homework properly in the beginning we should sell inside 10% of the list price.
Q: What-If my home doesn't sell? It will. The Real Estate Market is in a weird place and the housing shortage is driving the market. The housing shortage is not anticipated to catch up until 2026/2027. This is the PEFECT TIME to Sell!! People buying homes today are either buying a move-in ready home, or buying a fixer-upper. The only problem is the average person DOES NOT have the money to buy a home AND fix it up! This is a tremendous opportunity for you to capitalize on the market!
Q: Can I use my own Contractor? You May Only Use a Contractor(s) Listed on our Referral Network, but if you have a great contractor tell them to reach out to us and see if they qualify to be placed on our preferred contractor list! So, Maybe?
Q: Can I use my own Realtor? Yes! But you will list with our Brokerage and we will split commissions with your agent.
Q: I Understand You have Designers, but do I have any Input? Yes! Truly depends on how much involvement you want. Our designers are amazing at looking at a space and working inside the confines of a strict budget. The goal is to appeal to ANYONE who may walk-through your home! We excel at this!
Q: Are we Talking About Remodeling the Entire House? We only Invest Money on What Gives your Home the Highest Return on Investment.
Q: What is the $20,000 Profit Guarantee? IF WE DO NOT MAKE YOU AN ADDITIONAL $20,000 ABOVE YOUR CURRENT HOMES AS-IS VALUE, WE WILL MAKE UP THE DIFFERENCE!
If you have further questions please send us a message or hit the message icon for immediate assistance.
Home Remodeling Loans:
Remodel Loan Guidelines:
We DO NOT run your Credit.
YOU MUST Submit your Own Credit Report from either TransUnion, Experian, or Equifax.
Your Score Determines Your Rate.
Minimum Credit Score is 670.
MAX DTI = 45%.
Your Qualifying Rate is Considered Locked Day of Approval.
Rates are Reviewed and Updated the FIRST of EVERY MONTH.
We ONLY Accept Payments via Direct Withdrawal from your Bank Account (ACH)
All ACH Transactions are Processed by Fifth Third Bank.
First Payment is Due 30-Days from Agreement.
There is No APR or Pre-Payment Penalty.
You are Responsible for the Full Interest Charge.
You May Pay Off Your Loan at Any Time with NO Penalties.
Information Needed for Approval:
Remodeling Agreement.
Remodeling Agreement Down Payment Receipt.
Driver's License Front/Back.
Previous Months Mortgage Statement.
Copy of Deed.
America's Private Investment LLC Application.
Credit Report Dated Day of Application, (Transunion, Experian, Equifax).
12-Months Previous Bank Statements.
ACH Form.
Remodel To Sell Documentation Needed Upon Approval:
Real Estate Broker CMA
Remodeling Estimate.
Remodeling Agreement
Completion: Final Remodeling Numbers.
Remodeling Agreement Down Payment Receipt if Applicable.
Driver's License Front/Back.
Previous Months Mortgage Statement.
Copy of Deed.
America's Private Investment LLC Application. Only the Parties Listed on the Deed May Apply.
We Reserve the Right to Refuse Loan Applications for Any Reason.
Non-Payment Recourse:
31-Days Late = Mechanics Lien on Property.
12-Months Late = Sue for Judgment Against Deed.
Default Interest Rate Increases to 21% Daily.
In the Event, Fifth Third Bank Initiates ACH Debit and Payment is Declined,
$100.00 ACH Reinstatement Fee + Monthly Payment Due Immediately.
Only Parties Listed on the Deed May Apply.
We Reserve the Right to Refuse Loan Applications for Any Reason.